flexiFED 1
flexiFED 1
Single, healthy and just starting out your adult life? flexiFED 1 is an affordable hospital plan that gives you solid medical aid cover at a great price. Get access to Fedhealth Savings powered by the MediVault to help cover unexpected day-to-day medical bills, and enjoy a valuable Threshold Benefit that kicks in once your claims have reached a certain level. This is the perfect entry-level hospital plan if you’re young and healthy!
Single, healthy and just starting out your adult life? flexiFED 1 is an affordable hospital plan that gives you solid medical aid cover at a great price. Get access to Fedhealth Savings powered by the MediVault to help cover unexpected day-to-day medical bills, and enjoy a valuable Threshold Benefit that kicks in once your claims have reached a certain level. This is the perfect entry-level hospital plan if you’re young and healthy!
Here are the procedures and treatments that take place in hospital which you’re covered for under this option.
Coverage for non-network GPs, specialists, and other healthcare providers covered up to 100% of the Fedhealth Rate
While this is a hospital plan, you’re still covered for 27 chronic diseases as listed on the Chronic Disease List (CDL).
This means you get unlimited cover for diseases on the CDL at a Pharmacy of your choice. Basic formulary and the Medicine Price List (MPL) apply.
While you may be young and free of any serious health issues, prevention is better than cure. Get all the tests and healthcare assessments you need to keep your health on the right track as a young single.
While you may be in great health, we want to optimise it even more, which is why we offer extras to this hospital plan such as professional medical advice and a transport service when you need post-hospitalisation check-ups.
You pay back your Fedhealth Savings over 12 months, interest-free.
Threshold Benefit:
Once you’ve reached the Threshold Level you’ll enjoy:
CHOOSE HOW MUCH YOU SAVE ON HOSPITAL COVER
On Fedhealth’s flexiFED options, you choose how your medical aid cover is structured. Choose from any hospital, or enjoy a GRID or Elect discount. On GRID, you can save 10% every month in exchange for only using our network of 120 world-class hospitals. On Elect, you will enjoy a 25% saving every month by using any private hospital and paying a fixed co-payment on planned hospital procedures.
Full cover at network hospitals
At Fedhealth we are all about control, flexibility and choice. Our flexiFED options are made one member at a time, and you can customise your Hospital/Risk cover to fit your budget and your needs perfectly.
Full cover at any private hospital with a co-payment for elective surgery
In exchange, you will be charged a fixed excess of R14 700 on all hospital admissions, except for emergencies. This excess however only applies to the hospital bill; you could still have co-payments on out-of-network specialists, a procedure co-payment or shortfalls because benefit limits have been exceeded.
YOUR MEDICAL AID PLAN, YOUR WAY
On flexiFED, you choose how to structure your day-to-day benefits. Either use your flexiFED option as a hospital plan only and pay for your own day-to-day expenses, use it as a savings plan to get a set amount of day-to-day savings that you pay back in equal portions from January each year, or use it as a flexible savings plan and only pay for what you’ve used interest free over 12 months. Remember, Fedhealth pays more from Risk than other schemes, so even on a hospital plan, you’re already get so much more!
A hospital plan that gives you more
Keep your contributions as low as possible
Complete peace of mind
Let us manage your day-to-day funds automatically.
Simplicity - you choose once and your monthly repayment will never vary.
One debit order every month.
No admin, we'll manage your day-to-day funds automatically.
Pay for your day-to-day benefits when you need to use them.
You don't pay for day-to-day benefits until you use them. This could save you thousands every month.
You pay less without compromising on the quality of your benefits.
You are in full control over how much you pay for your medical aid.
MEDICAL AID THE FEDHEALTH WAY
Now that you know that you can structure your day-to-day cover, as well as which hospital network discounts are available to you, you can complete the fields below to see the flexibility of your flexiFED option in action… and what you will pay every month.