flexiFED 2
flexiFED 2
flexiFED 2 is the ideal family hospital plan option if you’re just starting your parenting journey, with generous maternity and childhood benefits to keep everyone healthy and happy. Add access to a MediVault and Wallet for those unexpected day-to-day medical bills, and the valuable Threshold Benefit that kicks in once your claims have reached a certain level, and you’re looking at exceptional value for money overall.
flexiFED 2 is the ideal family hospital plan option if you’re just starting your parenting journey, with generous maternity and childhood benefits to keep everyone healthy and happy. Add access to a MediVault and Wallet for those unexpected day-to-day medical bills, and the valuable Threshold Benefit that kicks in once your claims have reached a certain level, and you’re looking at exceptional value for money overall.
Here are the procedures and treatments that take place in hospital which you’re covered for, under this option.
You also get a childhood illness specialised drug benefit for children up to 18.
While this is a hospital plan, you’re still covered for 27 chronic diseases listed on the Chronic Disease List (CDL).
This means you get unlimited cover for diseases on the CDL at either a preferred provider or a Designated Service Provider (see below). Intermediate formulary and the Medicine Price List (MPL) apply:
flexiFED 2: Preferred Provider - Clicks, Dis-Chem, Medirite (and their courier pharmacies), and Pharmacy Direct
flexiFED 2 GRID: Designated Service Provider - Clicks, Dis-Chem, Medirite (and their courier pharmacies), and Pharmacy Direct
flexiFED 2 Elect: Designated Service Provider - Clicks Direct Medicines, Dis-Chem Direct, Medirite Courier Pharmacy and Pharmacy Direct
Get all the tests and healthcare assessments you need to ensure that you and your family’s health is always on track.
We want your family to be as healthy as possible, which is why we offer bonus extras to this hospital plan including professional medical advice and a convenient transport service when you need to have a check-up after being in the hospital.
Once you’ve reached the Threshold Level you’ll enjoy:
At Fedhealth we are all about control, flexibility and choice. Our flexiFED options are made one member at a time, and you can customise your Hospital/Risk cover to fit your budget and your needs perfectly.
Full cover at all private hospitals
At Fedhealth we are all about control, flexibility and choice. Our flexiFED options are made one member at a time, and you can customize your Hospital/Risk cover to fit your budget and your needs perfectly.
Full cover at network hospitals
In exchange, you must use Fedhealth’s Private Hospital Network for planned procedures. The network includes over 100 of South Africa’s best private hospitals and 90% of our members live within a 10-kilometre radius of these hospitals. You can still use a non-network hospital if you wish, but you will then have to pay a R13 000 co-payment. However, the co-payment does not apply in case of emergencies.
Full cover at any private hospital with a co-payment for elective surgery
In exchange, you will be charged a fixed excess of R13 000 on all hospital admissions, except for emergencies. This excess however only applies to the hospital bill; you could still have co-payments on out-of-network specialists, a procedure co-payment or shortfalls because benefit limits have been exceeded
Some people are happy to do a little extra admin if it saves them money. For other, convenience and simplicity is king. Whichever means more to you, you can choose how you want to structure your MediVault repayments,
Pay for your day-to-day benefits when you need to use them.
You don't pay for day-to-day benefits until you use them. This could save you thousands every month.
You pay less without compromising on the quality of your benefits.
You are in full control over how much you pay for your medical aid.
Let us manage your day-to-day funds automatically.
Simplicity - you choose once and your monthly repayment will never vary.
One debit order every month.
No admin, we'll manage your day-to-day funds automatically.
MediVault annual cover