flexiFED 1
flexiFED 1
A great entry-level hospital plan option for the young and healthy! The MediVault and Wallet help you cover unexpected day-to-day medical expenses, while the Threshold Benefit kicks in once your claims have reached the correct level
If you’re just starting out in life, flexiFED 1 is an affordable hospital plan that gives you solid medical aid cover at a great price. Get access to a MediVault and Wallet to help you cover unexpected day-to-day medical bills, while the valuable Threshold Benefit kicks in once your claims have reached a certain level. This is the perfect entry-level hospital plan if you’re young and healthy!
At Fedhealth we are all about control, flexibility and choice. Our flexiFED options can be structured by every member, so you can customise your Hospital/Risk cover to fit your budget and needs perfectly.
Full cover at network hospitals
The standard flexiFED variant offers no additional discounts. flexiFED 1 is a network hospital option while, flexiFED 2, 3, and 4 cover all admissions at any private hospital except 7 hospitals, which have been excluded for 2022. Emergency treatment at certain hospitals, however, will be covered in full without a co-payment but elective procedures will attract an option specific co-payment.
Full cover at network hospitals
In exchange, you must use Fedhealth’s Private Hospital Network for planned procedures. The network includes over 100 of South Africa’s best private hospitals and 90% of our members live within a 10-kilometre radius of these hospitals. You can still use a non-network hospital if you wish, but you will then have to pay a R13 000 co-payment. However, the co-payment does not apply in case of emergencies.
Full cover at any private hospital with a co-payment for elective surgery
The Elect options let you save 25% on your monthly contribution, by electing to pay a fixed R13 000 co-payment on any planned procedure at the private hospital of your choice. The rest of your benefits are the same as on the non-Elect option. In the case of an emergency, you will still be taken to your nearest hospital for stabilizing treatment.
Some people are happy to do a little extra admin if it saves them money. For other, convenience and simplicity is king. Whichever means more to you, you can choose how you want to structure your MediVault repayments,
Pay for your day-to-day benefits when you need to use them.
You don't pay for day-to-day benefits until you use them. This could save you thousands every month.
You pay less without compromising on the quality of your benefits.
You are in full control over how much you pay for your medical aid.
Let us manage your day-to-day funds automatically.
Simplicity - you choose once and your monthly repayment will never vary.
One debit order every month.
No admin, we'll manage your day-to-day funds automatically.