So, a friend calls you up to remind you about happy hour and hey, you are a little short, but you deserve it, right? Wrong. Odds are you’re going to look back with regret on why you didn’t have the strength to say: “No, I don’t have the money.”
Times are tough, and yes, buyer’s remorse is a strange condition known to set in this time of the year! You might assume that money is tight due to the past festive season and also, maybe you haven’t had a raise in like forever; but, truthfully, problems you’re having are more likely a result of bad money habits.
Fact is that saving money has little to do with personal finance or how well you budget. You can have the best intentions and the most sophisticated budget and still overspend. Saving money is about changing spending habits to saving habits.
Living from pay check to pay check magnifies stress and worsens your financial situation. Turns out that mastering your money comes down to establishing a few smart habits. Who knew!
We’ve put together a few tips on how to break up with your bad spending habits:
Remember, even a slight change in your daily habits can have a lasting effect. And yes, it may take a month or two to adjust your new lifestyle, but in the end, it will be worth it. Good luck!
Source: www.womansdivorce.com, adamhagerman.com, www.slice.ca, www.bustle.com, money.usnews.com, frugalandthriving.com.au, www.realsimple.com, www.focusonthefamily.com, www.cnbc.com, www.clark.com, thecollegeinvestor.com, africansmakingmoney.com, showme.co.za, www.daddacool.co.uk, www.womenyoushouldknow.net
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