Pregnancy costs are covered from the Savings Account if the member has funds available. The member should select a gynaecologist in the Fedhealth network. Consultations will be covered in full at the set rate. If the specialist is not in the network, consultations will be covered up to cost. Non-network gynaecologists may charge more than network gynaecologists which will result in the member’s Savings Account being depleted sooner. Using a gynaecologist in the Fedhealth network will ensure that in-hospital claims are covered in full and the member will not have to pay any co-payments.