flexiFED 1
flexiFED 1
From
- Affordable, Emergency cover, Young & single
Young mover and shaker, have we got the perfect customisable hospital plan with optional day-to-day savings for YOU!
-
Unlimited private hospital accident & emergency treatment
-
Cover for female contraceptives
-
Network option makes it affordable
Need more detail?
Want to check out other plans?
flexiFED 1
flexiFED 1
From
- Affordable, Emergency cover, Young & single
Young mover and shaker, have we got the perfect customisable hospital plan with a day-to-day savings back up plan for YOU!
-
Unlimited private hospital accident & emergency treatment
-
Cover for female contraceptives
-
Network option makes it affordable
Need more detail?
Want to check out other plans?
Need a medical aid quote?
Tell us about you and your healthcare needs, and we’ll suggest a medical aid plan that closely matches your needs and budget
Type of Plan
Here’s where Fedhealth is truly unique: we let YOU choose how to pay for your day-to-day savings.
Choose how you pay for your day-to-day benefits and which hospitals you want available to you
Hospital Plan
This plan provides cover for hospitalisation,
ensuring you're protected during medical
emergencies. However, for day-to-day benefits
like dentist visits or medications, you'll need to
pay from your pocket.
Get in-hospital cover, but pay for day-to-day expenses like medication at the pharmacy yourself.
This keeps your contributions as low as possible.
Get in-hospital cover, but pay for day-to-day expenses like medication at the pharmacy yourself.
This keeps your contributions as low as possible in 2025.
Savings Plan
Pick a Savings Plan to enjoy the
benefits of a traditional medical
savings account. This is solid
hospital cover with an additional
amount added to your premium to
cover your day-to-day expenses,
such as a specialist visits or blood
tests.
We give you an annual pool of funds for day-to-day expenses upfront. It’s already added to your monthly contribution.
Since Fedhealth pays more from Risk, your day-to-day benefits tend to go further with us!
We give you an annual pool of funds for day-to-day expenses upfront. It’s already added to your monthly contribution.
Since Fedhealth pays more from Risk, your day-to-day benefits tend to go further with us!
Flexible Savings Plan
A Fedhealth innovation! A Flexible
Savings Plan is for you if you want
mostly a hospital plan, but like the
idea of having a day-to-day back-up
plan. Make transfers from your
MediVault to your Wallet to pay for
antibiotics at the pharmacy or a
physio visit. You only pay for what
you use – interest-free over 12
months.
Unique to Fedhealth! This is a day-to-day back-up plan in case you need it.
You only pay for the day-to-day savings you use – interest-free over 12 months.
Unique to Fedhealth! This is a day-to-day back-up plan in case you need it.
You only pay for the day-to-day savings you use – interest-free over 12 months.
How does Flexible Savings work?
Let’s say you only get sick once in the year, or hurt.
You’d only want to pay for the medical savings you need to cover this one event, right?
Here’s how it would work:
- You’d need R600 worth of medication for this one-time flu.
- Simply transfer the R600 from your MediVault to your Wallet to pay for this medication.
- The R600 you used is divided into 12 equal payments and added to your monthly premium in order for you to pay it off.
- You need R600 worth of medication for this one-time flu.
- Simply activate the R600 from your Fedhealth Savings to pay for this medication.
- The R600 you used is divided into 12 equal payments and added to your monthly premium in order for you to pay it off.
In summary:
You spent R600 of your Savings:
R600 / 12 = R50 pm
In summary:
You spent R600 of your Savings:
R600 / 12 = R50 pm
Added to your monthly payment:
E.g: R1 716 + R50 = R1 766 p/m for the rest of the year
Instead of paying R2 000 p/m for traditional savings, you only spend the R50p/m to pay back what you’ve used.
Added to your monthly payment:
E.g: R1 953 + R50 = R2 003 p/m for the rest of the year
Instead of paying R2 000 p/m for traditional savings, you only spend the R50p/m to pay back what you’ve used.
Hospital Discount Structures
flexiFED 1 Network
Full cover at network hospitals*
Full cover at network hospitals*
Elect
Full cover at private hospitals with co-payments for elective surgery
To enjoy 25% off your monthly contribution, you can use any private hospital for all planned procedures but pay a R15 470 co-payment. In the case of an emergency, you will always be taken to the nearest facility for stabilising treatment.
Up to 25% discount on your contribution
Benefits we cover
In Hospital Cover
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Unlimited private network hospitalisation using a very extensive hospital network so you’re always covered
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Unlimited in-hospital cover for network GPs and specialists
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Unlimited network GP visits once threshold is reached
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Unlimited private network hospitalisation using a very extensive hospital network so you’re always covered
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Unlimited in-hospital cover for network GPs and specialists
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Unlimited network GP visits once threshold is reached
*Available at network GP’s & specialists
Chronic Benefits
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While this is a hospital plan, you’re still covered for 27 chronic diseases as listed on the Chronic Disease List (CDL). This means you get unlimited cover for diseases on the CDL at any pharmacy.
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While this is a hospital plan, you’re still covered for 27 chronic diseases as listed on the Chronic Disease List (CDL).
This means you get unlimited cover for diseases on the CDL at any pharmacy.
*Basic formulary and the Medicine Price List (MPL) apply.
Screening Benefits
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Get all the tests and healthcare assessments you need to keep your health on the right track as a young and healthy go-getter:
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We cover one Pap smear (cervical cancer screening) every three years for women aged 21 to 65.
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We cover 1 HPV PCR test every 5 years for women aged 21 – 65.
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Enjoy a free flu vaccination once a year.
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Get one free HIV finger-prick test per year.
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Enjoy one wellness screening per year including BMI, blood pressure, finger-prick cholesterol, and glucose tests.
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Enjoy one preventative screening per year with a contracted wellness network provider including waist-to-hip ratio, body fat %, flexibility, posture, and fitness assessments
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Get all the tests and healthcare assessments you need to keep your health on the right track as a young and healthy go-getter:
-
We cover one Pap smear (cervical cancer screening) every three years for women aged 21 to 65.
-
We cover 1 HPV PCR test every 5 years for women aged 21 – 65.
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Enjoy a free flu vaccination once a year.
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Get one free HIV finger-prick test per year.
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Enjoy one wellness screening per year including BMI, blood pressure, finger-prick cholesterol, and glucose tests.
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Enjoy one preventative screening per year with a contracted wellness network provider including waist-to-hip ratio, body fat %, flexibility, posture, and fitness assessments
Additional Benefits
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Unique to Fedhealth! Upgrade to a higher option within 30 days of a life-changing event, like a pregnancy or the diagnosis of a serious illness.
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Phone our 24-hour toll-free Nurse Line for expert medical and health advice from qualified nurses.
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We cover the GoSmokeFree Smoking Cessation Programme to help you quit your smoking habit for good!
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Unique to Fedhealth! Upgrade to a higher option within 30 days of a life-changing event, like a pregnancy or the diagnosis of a serious illness.
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Phone our 24-hour toll-free Nurse Line for expert medical and health advice from qualified nurses.
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We cover the GoSmokeFree Smoking Cessation Programme to help you quit your smoking habit for good!
Your day-to-day benefits
Fedhealth’s flexiFED medical aid plans help your money go further by covering you for a range of day-to-day benefits from Risk, and not your Fedhealth Savings. This means members can save a significant amount since they can use their Fedhealth Savings for other expenses instead.
Fedhealth’s flexiFED medical aid plans help your money go further by covering you for a range of day-to-day benefits from Risk, and not your Fedhealth Savings. This means members can save a significant amount since they can use their Fedhealth Savings for other expenses instead.
Benefits Unique To Fedhealth
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We cover take-home medicine for seven days per hospital event at 100% of the Medicine Price List.
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If you need to go to hospital, we’ll cover your follow-up treatment for 30 days once you get discharged, like physio, x-rays and pathology.
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Benefit from trauma treatment at a casualty ward, whether you’re admitted to hospital or not. An R800 co-payment will apply per visit for non-PMBs (if you’re not admitted to hospital straight from casualty).
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Enjoy unlimited specialised radiology at PMB level of care from Risk if you get pre-authorisation from us. Out-of-hospital specialised radiology is subject to day-to-day benefits. The first R3 890 for non-PMBs (Prescribed Minimum Benefits) MRI/CT scans are paid from your savings account.
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We cover take-home medicine for seven days, to a maximum of R400 per beneficiary per hospital event at 100% of the Medicine Price List.
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If you need to go to hospital, we’ll cover your follow-up treatment for 30 days once you get discharged, like physio, x-rays and pathology.
-
Benefit from trauma treatment at a casualty ward, whether you’re admitted to hospital or not. An R850 co-payment will apply per visit for non-PMBs (if you’re not admitted to hospital straight from casualty).
-
Enjoy unlimited specialised radiology at PMB level of care from Risk if you get pre-authorisation from us. Out-of-hospital specialised radiology is subject to day-to-day benefits. The first R4 100 for non-PMBs (Prescribed Minimum Benefits) MRI/CT scans are paid from your savings account.
*The first R3890 for non-PMBs (Prescribed Minimum Benefits) MRI/CT scans are paid from your savings account.
Threshold Benefits
The Threshold Benefit pays for members’ day-to-day expenses once claims have accumulated up to the required level
Once you’ve reached the Threshold level, enjoy:
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Unlimited GP visits at nominated network GPs!
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A preventative dentistry benefit at a contracted dentist including consultations, x-rays, scaling and polishing.
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Unlimited GP visits at nominated network GPs!
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A preventative dentistry benefit at a contracted dentist including consultations, x-rays, scaling and polishing.
*Your threshold limit ranges between R5 100 and R11 800 depending on the number of dependants
*Your threshold limit ranges between R5 400 and R12 500 depending on the number of dependants
Preventative Benefits
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Female contraception including oral patches, contraceptive rings, certain injectables and IUDs that include Mirena*
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Female contraception including oral patches, contraceptive rings, certain injectables and IUDs that include Mirena*
*These need to be prescribed by a GP or gynae and can not be prescribed for acne.
Having trouble choosing ?
Frequently asked questions
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Calculate Monthly Payment
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Dependants
Adult Dependants
Child Dependants (Under 25)
Choose Your Type of Plan
Hospital Discount Structures
Total Contributions
R0 Risk cover (main member)
R0 Dependant/s contribution
R0 Day-to-day portion
R0 p/m
Annual day-to-day: R0 p/y
*Calculations are not final and does not include any late joiner penalties or pro rate amounts
Having trouble choosing ?
Want to check out other plans?
Need a medical aid quote?
Tell us about you and your healthcare needs, and we’ll suggest a medical aid plan that closely matches your needs and budget
