flexiFED 4

flexiFED 4

From

R3805p/m

flexiFED 4 provides solid family medical aid cover for more mature households whose kids are no longer toddling about.

Need more detail?

Want to check out more plans?

Need a medical aid quote?

Tell us about you and your healthcare needs, and we’ll suggest a medical aid plan that closely matches your needs and budget

Type of Plan

Here’s where Fedhealth is truly unique: we let YOU choose how to pay for your day-to-day savings.

Choose how you pay for your day-to-day benefits and which hospitals you want available to you

Hospital Plan

More info


This plan provides cover for hospitalisation, ensuring
you're protected during medical emergencies. However,
for day-to-day benefits
like dentist visits or
medications, you'll need to
pay from your pocket.

Get in-hospital cover, but pay for day-to-day expenses like medication at the pharmacy yourself.

This keeps your contributions as low as possible.

Savings Plan

More info

Pick a Savings Plan to enjoy the
benefits of a traditional medical
savings account.
This is solid
hospital cover with an additional
amount added to your premium to
cover your day-to-day expenses,
such as a specialist visits or blood
tests.

We give you an annual pool of funds for day-to-day expenses upfront. It’s already added to your monthly contribution.

Since Fedhealth pays more from Risk, your day-to-day benefits tend to go further with us!

Flexible Savings Plan

More Info

A Fedhealth innovation! A Flexible
Savings Plan is for you if you want
mostly a hospital plan, but like the
idea of having a day-to-day back-up
plan. Make transfers from your
MediVault to your Wallet to pay for
antibiotics at the pharmacy or a
physio visit. You only pay for what
you use – interest-free over 12
months.

Unique to Fedhealth! This is a day-to-day back-up plan in case you need it.

You only pay for the day-to-day savings you use – interest-free over 12 months.

Let’s say you only get sick once in the year, or hurt.
You’d only want to pay for the medical savings you need to cover this one event, right?

Here’s how it would work:

  1. You’d need R600 worth of medication for this one-time flu.
  2. Simply transfer the R600 from your MediVault to your Wallet to pay for this medication.
  3. The R600 you used is divided into 12 equal payments and added to your monthly premium in order for you to pay it off.

In summary:
You spent R600 of your Savings:
R600 / 12 = R50 pm

Added to your monthly payment:
Eg: R956 + R50 = R1006pm for the rest of the year

Instead of paying R2 000 p/m for traditional savings, you only spend the R50p/m to pay back what you’ve used.

Hospital Discount Structures

Which hospitals would you like to access on your plan?

Want to save some real money on your monthly medical aid? At Fedhealth, you have two discounts to consider. Choose between two variants for a significant discount on your contributions.

Which hospitals would you like to access on your plan?

Want to save some real money on your monthly medical aid? At Fedhealth, you have two discounts to consider. Choose between two variants for a significant discount on your contributions.

Any Hospital

Full cover at all private hospitals for emergencies or planned procedures.

GRID Network Hospitals

Save 10% on your monthly contribution by using one of the 120 world-class Fedhealth GRID network hospitals conveniently located across South Africa for all planned procedures. If you need emergency treatment, this hospital cover will ensure you’re always taken to the nearest facility for stabilising treatment.

Save 10% with a GRID option

Elect Hospitals

To enjoy 25% off your monthly contribution, you can use any private hospital for all planned procedures but pay a R14 700 co-payment. In the case of an emergency, you will always be taken to the nearest facility for stabilising treatment.

Save 25% with an Elect option

Need more detail?

Benefits we cover

In Hospital Cover

*Available at network GP’s & specialists

Chronic Benefits

*Intermediate formulary and the Medicine Price List (MPL) apply.

Screening Benefits
Additional Benefits

Your day-to-day benefits

Fedhealth’s flexiFED medical aid plans help your money go further by covering you for a range of day-to-day benefits from Risk, and not your Fedhealth Savings. This means members can save a significant amount since they can use their Fedhealth Savings for other expenses instead.

Benefits Unique To Fedhealth
Threshold Benefits

The Threshold Benefit pays for members’ day-to-day expenses once claims have accumulated up to the required level

An overview of what you can look forward to once you’ve reached the Threshold level is below

*Your threshold limit ranges between R18 500 and R42 700 depending on your savings plan and the number of dependants

For our pregnant members:

Having trouble choosing ?

Frequently asked questions

You may also be interested in

Calculate Monthly Payment

Plan out what you could be paying every month

Dependants

Adult Dependants

0

Child Dependants (Under 25)

0
Choose Your Type of Plan
How much do you want in your savings Account?
Hospital Discount Structures

Total Contributions

R0 Risk cover (main member)

R0 Dependant/s contribution

R0 Day-to-day portion

-R0 Discount for choosing option

R0 p/m

Annual day-to-day: R0 p/y

Annual OHEB: R0 p/y

Total annual day-to-day benefit: R0 p/y

*Calculations are not final and does not include any late joiner penalties or pro rate amounts

Apply Now

Having trouble choosing ?

Want to check out other plans?

Need a medical aid quote?

Tell us about you and your healthcare needs, and we’ll suggest a medical aid plan that closely matches your needs and budget

Request a Call

Request a Call

I am:

Complete your contact information below.

By clicking the button below, you are giving consent to be contacted by an accredited healthcare sales representative/broker regarding medical scheme and other related products.

What can we help you with?

By clicking the button below, you are giving consent to be contacted by a representative of the Fedhealth customer services team.

What can we help you with?

By clicking the button below, you are giving consent to be contacted by a representative of the Fedhealth Broker sales/ support team.

Threshold Benefits

This is Bob

Bob has a child that gets sick often…

Because Bob is with Fedhealth flexiFED 3 he only has to pay the first R14 800 out of pocket for his child’s treatment

Then Fedhealth gives him FREE UNLIMITED GP and Dentist visits!