maxima PLUS

maxima PLUS

From

R14883p/m

maxima PLUS brings you comprehensive medical aid that leaves nothing to change when it comes to mature members’ health.

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Want to check out other plans?

Need a medical aid quote?

Tell us about you and your healthcare needs, and we’ll suggest a medical aid plan that closely matches your needs and budget

Type of Plan

maxima PLUS is a comprehensive option, offering in-hospital cover, a Medical Savings Account, Threshold benefit and Out-of-Hospital-Expenses Benefit (OHEB).

Choose how you pay for your day-to-day benefits and which hospitals you want available to you

Hospital Plan

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Keep your contributions as low as possible by
choosing a Fedhealth Hospital Plan.
You're covered for any emergencies and hospital
stays, but visits to the dentist
or over-the-counter medicine will be paid from
your pocket
.

Get in-hospital cover, but pay for day-to-day expenses like medication at the pharmacy yourself.

This keeps your contributions as low as possible.

Savings Plan

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Pick a Savings Plan to enjoy the benefits of
a traditional medical savings account. This
is solid hospital cover with an additional
amount added to your premium to cover
your day-to-day expenses, such as a
specialist visit or blood tests.

We give you an annual pool of funds for day-to-day expenses upfront. It’s already added to your monthly contribution.

Since Fedhealth pays more from Risk, your day-to-day benefits tend to go further with us!

Flexible Savings Plan

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A Fedhealth innovation! A Flexible Savings
Plan is for you if you want mostly a hospital
plan, but like the idea of having a day-to-day
back-up plan. Make transfers from your
MediVault to your Wallet to pay for antibiotics at
the pharmacy or a physio visit. You only pay for
what you use – interest-free over 12 months.

Unique to Fedhealth! This is a day-to-day back-up plan in case you need it.

You only pay for the day-to-day savings you use – interest-free over 12 months.

Let’s say you only get sick once in the year, or hurt.
You’d only want to pay for the medical savings you need to cover this one event, right?

Here’s how it would work:

  1. You’d need R600 worth of medication for this one-time flu.
  2. Simply transfer the R600 from your MediVault to your Wallet to pay for this medication.
  3. The R600 you used is divided into 12 equal payments and added to your monthly premium in order for you to pay it off.

In summary:
You spent R600 of your Savings:
R600 / 12 = R50 pm

Added to your monthly payment:
E.g: R965 + R50 = R1 015 p/m for the rest of the year

Instead of paying R2 000 p/m for traditional savings, you only spend the R50p/m to pay back what you’ve used.

How does this apply to me?

Hospital Discount Structures

What hospitals you would like access to on your plan?

Choose between the 120 world-class hospitals in our network or any private hospital with a co-payment on planned hospital procedures.

What hospitals you would like access to on your plan?

Choose between the 120 world-class hospitals in our network or any private hospital with a co-payment on planned hospital procedures.

Any Hospital

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Keep your contributions as low as possible by
choosing a Fedhealth Hospital Plan.
You're covered for any emergencies and hospital
stays, but visits to the dentist
or over-the-counter medicine will be paid from
your pocket
.

Any hospital with a co-payment for planned procedures

GRID Network Hospitals

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Keep your contributions as low as possible by
choosing a Fedhealth Hospital Plan.
You're covered for any emergencies and hospital
stays, but visits to the dentist
or over-the-counter medicine will be paid from
your pocket
.

Full cover at network hospitals

Elect Hospitals

More Info

Keep your contributions as low as possible by
choosing a Fedhealth Hospital Plan.
You're covered for any emergencies and hospital
stays, but visits to the dentist
or over-the-counter medicine will be paid from
your pocket
.

Private hospitals with a co-payment for planned procedures

25% discount on your premium

Benefits we cover

In Hospital Cover
Chronic Benefits

*Comprehensive formulary applies.

Screening Benefits
Additional Benefits

Your day-to-day benefits

Fedhealth’s maxima medical aid plans help your money go further by covering you for a range of day-to-day benefits from Risk, and not your savings. This means members can save a significant amount since they can use their savings for other expenses instead.

Benefits Unique To Fedhealth
Threshold Benefits

Claim your day-to-day expenses up to the threshold amount*, then we will cover the rest!

Claim your medical expenses up to the threshold amount*, then we will cover the rest! You can then enjoy:

*These are the threshold levels: Member R20 800 Adult Dependant R16 200 Child Dependant (up to a maximum of 3 children) R5 600.

Threshold Benefits

The Threshold Benefit pays for members’ day-to-day expenses once claims have accumulated up to the required level

*These are the Threshold levels: Principal member R18 100 Adult R13 800 Child (up to a maximum of 3 children) R4 700.

For our pregnant members:
Preventative Benefits

*These need to be prescribed by a GP or gynae and can not be prescribed for acne.

Having trouble choosing ?

Frequently asked questions

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Calculate Monthly Payment

Plan out what you could be paying every month

Dependants

Adult Dependants

0

Child Dependants (Under 25)

0

Total Contributions

R0 Risk cover (main member)

R0 Dependant/s contribution

R0 Day-to-day portion

-R0 Discount for choosing option

R0 p/m

Annual Savings: R0 p/y

Annual OHEB: R0 p/y

Total annual day-to-day benefit: R0 p/y

*Calculations are not final and does not include any late joiner penalties or pro rate amounts

Apply Now

Having trouble choosing ?

Want to check out other plans?

Need a medical aid quote?

Tell us about you and your healthcare needs, and we’ll suggest a medical aid plan that closely matches your needs and budget

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Threshold Benefits

This is Bob

Bob has a child that gets sick often…

Because Bob is with Fedhealth flexiFED 3 he only has to pay the first R14 800 out of pocket for his child’s treatment

Then Fedhealth gives him FREE UNLIMITED GP and Dentist visits!