This refers to the procedures and treatments that take place in hospital which you’re covered for under this affordable medical aid option.

• For your peace of mind, there’s no overall annual limit for network hospitalisation.
• We cover maternity unlimited at PMB level of care. You’ll have a R11 500 co-payment on elective C-sections.
• Network GPs and specialists are covered unlimited at cost.
• Non-network GPs, specialists and other healthcare professionals are covered up to 100% of the Fedhealth Rate (limited to R2 200 per beneficiary per year).
• On this option, we cover oncology up to PMB level of care at a Designated Service Provider, subject to Level 1 treatment protocols. You’ll have a 40% co-payment if you don’t use a DSP.

On this option, you’re covered for the 26 PMB chronic conditions. This is subject to a basic formulary using our Designated Service Providers: Clicks, Dis-Chem, MediRite and Pharmacy Direct.

This benefit includes the tests and healthcare assessments that ensure that your health is on the right track.

• Your whole family enjoys a free flu vaccination per beneficiary every year.
• All members can undergo one HIV finger prick test at a contracted wellness network provider per year.
• We cover one Prostate Specific Antigen (PSA) per year for men aged 45 to 69.
• All members enjoy one wellness screening per year that includes BMI, blood pressure, finger prick cholesterol and glucose tests.
• All members enjoy one preventative screening by a contracted wellness network provider per year that includes waist-to-hip ratio, body fat %, flexibility, posture and fitness.

Fedhealth offers many extras to optimise your health even more, such as professional medical advice and a transport service when you need post-hospitalisation check-ups.

• All pregnant members and dependants can join the myFED Baby Programme.
• You have access to the Paed-IQ advice line for all your paediatric questions.
• We cover four consultations with a midwife in- and out-of-hospital under our postnatal midwifery benefit.
• We cover one test with an audiologist per infant up to the Fedhealth Rate.
• We cover oral and injectable contraceptives for women subject to the acute formulary.
• Phone our 24-hour toll-free Nurse Line for expert medical and health advice from qualified nurses.
• Our MediTaxi service transports you to follow-up medical treatments following a hospital stay (only certain regions).
• Use our USSD call-back service, SOS Call Me, to access Emergency Medical Services, the Fedhealth Nurse Line or MediTaxi – free of charge to you!
• With us, you can upgrade to a higher option within 30 days of a life-changing event, like a pregnancy or the diagnosis of a dread disease.

You enjoy benefits like unlimited visits at contracted nominated GPs under this benefit.