Our screening benefit was created to stretch day-to-day benefits by paying even more from Risk, as well as protect you at every life stage. Even on our hospital plans and Saver options, the Scheme pays for screenings for women’s, children’s, cardiac, as well as general health (like an annual flu vaccine). And on the most comprehensive options, the benefit even includes screening and preventative programmes for older members.
Here’s what the benefit covers:
We cover mammograms (breast cancer screening) for those aged 45 and above, giving you one mammogram every three years. We also cover pap smears (for cervical cancer screening) for those aged 21- 65 years – with a limit of one pap smear every three years. myFED members do not receive this Screening Benefit.
We cover mammograms (breast cancer screening) for those aged 45 and above, giving you one mammogram every three years. We also cover prostate screenings for those aged 45- 69 years – with a limit of one prostate screening every year. myFED members will receive this the prostate screening Benefit.
For beneficiaries up to 12 years old, every aspect of child-immunisation is now paid from Risk, resulting in a considerable amount of day-to-day savings. This applies to ALL options (with the exception of myFED, which does not offer the Screening Benefit).
Download the PDF to read which immunisations are covered.
For beneficiaries aged 20 and older, Fedhealth now pays for a full lipogram conducted by a pathology lab. This is not a pharmacy-based screening involving a simple finger prick test, but a comprehensive lipogram offered to members by pathology professionals. Cholesterol screening is offered on all options (excluding myFED) – with a limit of one lipogram every five years.
For beneficiaries aged 65 and older, this benefit covers the cost of one Pneumococcal Immunisation per lifetime. The benefit applies to maxima PLUS, maxima EXEC only.
For female beneficiaries aged 65 and older and male beneficiaries aged 70 and older, the Scheme pays for one Bone Densitometry screening every 2 years on maxima PLUS and maxima EXEC only.
Colorectal Cancer Screening – Faecal Occult Blood Test
For all beneficiaries aged 50-75, Colorectal Cancer Screening is now also covered by the Scheme once every year on Maxima PLUS and maxima EXEC only.
Flu Vaccinations: For all beneficiaries on all options, the Scheme now pays for an annual flu vaccine from Risk.
HIV finger prick tests: For all beneficiaries on all options, the Scheme now pays for an annual HIV finger prick test from Risk.
You don’t need any pre-authorisation on the screening benefit either, so you can get it done and claim back from us later. We think our screening benefit is streets ahead of the pharmacy-based wellness programmes offered by most other schemes. It’s been created with YOU in mind – and if you make proper use of it, the benefits and savings are endless.