Our flexiFED 2 option is the perfect plan for couples thinking about starting a family. It’s a supercharged hospital plan, but with the added safety net of optional day-to-day benefits that you only pay for once you use them. flexiFED 2 has great maternity and childhood benefits, and with Fedhealth’s unique benefits where we pay more from Risk, like unlimited network GP visits and trauma treatment in a casualty ward, it offers peace of mind cover for parents-to-be.

flexiFED 2 has a GRID variant, which offers exactly the same benefits, but at an 11% discounted monthly rate for using Fedhealth GRID network hospitals only for all planned procedures.

flexiFED 2 also has an Elect variant, which offers exactly the same benefits, but at a 25% discounted monthly rate. Members enjoy this discount by paying a R13 800 co-payment on planned procedures at any private hospital – a great option if you’re not foreseeing any elective procedures in the year to come.

On all flexiFED options, you have access to Fedhealth Savings powered by the MediVault to pay for day-to-day medical expenses. What makes Fedhealth truly unique however, is that YOU select one of three ways to use and pay for your day-to-day savings. You can either choose to pay for all day-to-day expenses from your own pocket; OR use it as a savings plan where Fedhealth makes a fixed pool of funds available for day-to-day expenses which you pay back in equal portions every month; OR use it as a flexible savings plan where you only pay for what you use – interest-free over 12 months.