flexiFED 4
flexiFED 4
Good, solid medical cover for mature families who’re done with changing nappies. Apart from good hospital cover, it offers a MediVault and Wallet that can be used for unplanned day-to-day medical expenses, and a Threshold benefit too.
flexiFED 4 provides solid cover to mature families who’re done with changing nappies. Apart from good hospital cover, it also offers a MediVault and Wallet for those unplanned day-to-day medical expenses, as well as a Threshold benefit once claims have accumulated to the correct level. A comprehensive medical aid plan giving you the peace of mind you need
This refers to the procedures and treatments that take place in hospital for which you enjoy cover on this option.
Get covered for 26 chronic diseases as listed on the Chronic Disease List (CDL), PLUS an additional 16.
This medical aid plan option is limited to R5 680 per beneficiary up to R11 350 – once you’ve reached the annual limits after claiming medicine for the 26 CDL conditions and the 16 additional conditions, then you have unlimited cover for diseases on the CDL only. Intermediate formulary and the Medicine Price List (MPL) apply.
This benefit includes the tests and healthcare assessments that ensure that your health is on the right track.
We want to optimise your health even more, which is why we offer extras to this hospital plan such as professional medical advice and a transport service when you need post-hospitalisation check-ups.
You pay back your MediVault over 12 months, interest-free.
Threshold Benefit
Once your claims have accumulated to a pre-determined Threshold level, any further claims will be paid from the Threshold Benefit, with a 20% co-payment for your account on all claims paid from the threshold benefit except claims for network specialists.
At Fedhealth we are all about control, flexibility and choice. Our flexiFED options can be structured by every member, so you can customise your Hospital/Risk cover to fit your budget and needs perfectly.
Full cover at all private hospitals
The Any Hospital flexiFED variant offers no additional discounts. flexiFED 1 is a network hospital option, while flexiFED 2, 3 and 4 covers planned procedures at any private hospital.
Full cover at network hospitals
By choosing one of our GRID options, you can save 11% on your monthly contribution by using our top-notch GRID hospital network for planned procedures. The rest of your benefits remain the same. In the case of an emergency, you will still be taken to your nearest hospital for stabilizing treatment.
Full cover at any private hospital with a co-payment for elective surgery
The Elect options let you save 25% on your monthly contribution, by electing to pay a fixed R11 500 co-payment on any planned procedure at the private hospital of your choice. The rest of your benefits are the same as on the non-Elect option. In the case of an emergency, you will still be taken to your nearest hospital for stabilizing treatment.
Either use your Fedhealth Savings as a supercharged savings plan where you pay it back in equal portions from January each year, OR choose to use only a portion of it and only pay back that portion – interest free over 12 months. Your needs, your choice!
A hospital plan that gives you more
Keep your contributions as low as possible
Complete peace of mind
Let us manage your day-to-day funds automatically.
Simplicity - you choose once and your monthly repayment will never vary.
One debit order every month.
No admin, we'll manage your day-to-day funds automatically.
Pay for your day-to-day benefits when you need to use them.
You don't pay for day-to-day benefits until you use them. This could save you thousands every month.
You pay less without compromising on the quality of your benefits.
You are in full control over how much you pay for your medical aid.
Fedhealth gives you the flexibility to choose how much of your Fedhealth Savings powered by the MediVault you want to use (if any at all). Only pay for what you use!