Although time is in short supply in our multitasking, digital lives, it’s all about being 100% present in the time that you do spend with your kids.
How can you tell if you’re taking your discipline techniques too far or not far enough? We've got some suggestions to help you ensure you parent positively
Social plans are just the thing to haul yourself out from under the covers! NOW is the time to think outside the box and make this winter the best one ever.
There’s no clever advice on how to avoid the charms of comfort food, but we’d like to pass on a few helpful tips to help you manage your weight during winter.
The 21st century dad is no longer satisfied with a supporting role in his kids’ lives, he’s stepping up and is proud to share the load with his baby mama.
Eagerly awaited by children but often dreaded by parents… yup, the winter school holidays are upon us! We share some ideas for fun things to do at home.
What to do when your mood is falling as fast as the thermometer? We have a few scientifically proven tricks to pull you through winter.
There are certainly ways to boost your child’s immune system which will result in a healthier child and fewer days off work for you.
As humans we crave, and desperately need physical touch. Studies show that touch has a profound effect on our health.
Going vegan or vegetarian may not be a new concept, but it is certainly gaining momentum. So, what is all the fuss about? Well, a quiet revolution has been
Childhood is typically viewed as a carefree, happy time. However, recent studies show that depression can affect even very young children.
Ayurveda literally means “knowledge of life” and is based on the belief that health and wellness depend on the balance between the mind, body, and spirit.
Going off the grid isn’t an option for most of us, but we can be more intentional with technology by using it for our benefit rather than being trapped by it.
Some healthcare professionals are prescribing walks in nature tas part of the “Nature Prescription” program aimed at improving patients’ health and happiness.
Live healthier. Do more exercise. Save more money. Any of these sound familiar? That last one definitely should.
It’s a new year and we are all looking for ways to do better than we did the year before – especially with the debt hangover from December still lingering! And, if the lack of funds entering 2019 has you determined to curb your spending; you’re not alone. A recent study shows that 94% of millennials plan on making financial resolutions during 2019.
Let’s face it, South Africa has had a volatile 2018; we had to face multiple fuel increases, a VAT hike and repeated adjustments to the country’s growth forecast. But for cash-strapped consumers, the new year brings an opportunity to reflect on their spending habits and get financially fit.
Remember, no matter where you are on your financial journey, it is possible to turn it around. Sometimes all it takes is that first step in the right direction to get things moving in your favour.
So, whether you want to be a millionaire (so freakin’ bad!) or simply want to stop spending your pay check before it’s in your account; it’s all about implementing a plan and taking action.
Are you ready to take charge of your finances in 2019? We have a few pointers on where to start:
Find every day savings. It’s usually the small things that cost you. So, skip the latte. Yep, brew your own coffee and take a packed lunch to work. Also, say “cheers” the smart way. Pay cash for drinks and spend only the allocated amount for the night. Cancel memberships you don’t use. Haven’t been to the gym since 2016? Sign a debit order for the same amount into a savings account – you’re already used to living without that amount anyway. Cut on DSTV. Gasp! Do you really need 300 channels? Look at different bundles.
Create a budget and stick to it. Simply by keeping track of where your money is going will make you more aware of your spending habits.
Consider carpooling to save on transport costs.
Implement the 30-day rule. If you’re on the fence about a purchase, wait for 30 days. When a month has passed, you’ll have a better perspective on whether the purchase is truly worth the money.
Pick a bank that gives back. Seek out perks like no ATM fees.
Switching to cash for your daily expenses will make you more aware of what you’re spending.
Enquire about a tax-free savings account. It allows you to save up to R33 000 per year and grow your savings without paying tax on any of the growth your money earns. Great, right?
Stop collecting and start selling. Live a simpler, uncomplicated life.
Pay back the money. Create a debt strategy that will help you repay your debt quicker to save significant amounts in repayments over time. Prioritise your debt repayments, putting the most expensive interest rates first (usually the short-term debt on credit cards) followed by debts with lower interest rates, such as the debt on cars and homes.
Price-check your short-term insurance. Compare quotes from different providers.
Be content with saying “no” sometimes. Constantly saying “yes” will result in spending more money.
True, none of these tactics will be life-changing on their own, but they can make quite a difference over time if you are able to implement more than one.
Let’s make saving money a priority this year!
Source: www.thebalance.com, chasingabetterlife.com, www.cnbcnews.com, www.fin24.com, www.oldmutual.co.za, hip2save.com, www.mydomaine.com, www.1life.co.za, www.thesimpledollar.com, www.moneyweb.co.za, www.chimebank.com, www.oprah.com, www.bettermoneyhabits.com, www.cnbc.com, www.regions.com, greatest.com, www.cosmopolitan.co.uk, glamour.co.za, www.discountvouchers.co.za, money.usnews.com
DISCLAIMER: The information on this website is for educational purposes only, and is not intended as medical advice, diagnosis or treatment. If you are experiencing symptoms or need health advice, please consult a healthcare professional.