flexiFED Savvy

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flexiFED Savvy

You’re young, healthy and part of the digitally savvy generation, and you’ve most likely just started your first job. Procedures like hip and knee replacements are definitely not part of your immediate future! flexiFEDSavvy brings you, and employers looking to offer their employees just entering the workplace affordable medical aid, one of the most affordable hospital plans in the market WITH the flexibility to use it as a savings plan or a flexible savings plan. Nope, this is NOT your parents’ medical aid… instead, it’s a personalised, customised and affordable hospital plan with a day-to-day back-up plan.

R 965 per month
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From just R965p/m, flexiFEDSavvy gives you solid network in-hospital cover at a great price WITH the choice to fund your day-to-day benefits in one of four ways. We also enable you to use convenient digital self-service platforms to manage your membership – no boring call centre calls here.

  • Unlimited private network hospitalisation using a very extensive hospital network so you’re always covered.
  • Unlimited in-hospital cover for network GPs and specialists.
  • Unlimited virtual GP consults and 3 in-person consults.

While this is a hospital plan, you’re still covered for 27 chronic diseases as listed on the Chronic Disease List (CDL). This means you get unlimited cover for diseases on the CDL at a Preferred Provider (see below). Basic formulary and the Medicine Price List (MPL) apply.

Preferred Providers:

flexiFEDSavvy: Clicks, Dis-Chem and Medirite and their courier pharmacies, as well as Pharmacy Direct.

Get all the tests and healthcare assessments you need to keep your health on the right track as a savvy single.

  • We cover one Pap smear (cervical cancer screening) every three years for women aged 21 to 65.
  • Enjoy a free flu vaccination once a year!
  • Get one free HIV finger-prick test per year.
  • Enjoy one wellness screening per year including BMI, blood pressure, finger-prick cholesterol, and glucose tests.
  • Enjoy one preventative screening per year with a contracted wellness network provider including waist-to-hip ratio, body fat %, flexibility, posture, and fitness assessments.

  • Upgrade to a higher option within 30 days of a life-changing event, like a pregnancy or the diagnosis of a dread disease.
  • Phone our 24-hour toll-free Nurse Line for expert medical and health advice from qualified nurses.
  • We cover the GoSmokeFree Smoking Cessation Programme to help you quit your smoking habit for good!

Unique Fedhealth Benefits:

  • Female contraception: We cover oral and certain injectables (prescribed by a GP or gynae, and not prescribed for acne). 
  • We cover take-home medicine for seven days per hospital event at 100% of the Medicine Price List.
  • If you need to go to hospital, we’ll cover your follow-up treatment for 30 days once you get discharged, like physio, x-rays and pathology.
  • Benefit from trauma treatment at a casualty ward, whether you’re admitted to hospital or not. A R660 co-payment will apply per visit for non-PMBs (if you’re not admitted to hospital straight from casualty).
  • Enjoy unlimited specialised radiology at PMB level of care from Risk if you get pre-authorisation from us. Out-of-hospital specialised radiology is subject to day-to-day benefits.


On flexiFED, you choose how to structure your day-to-day benefits. Either use your flexiFED option as a hospital plan only and pay for your own day-to-day expenses, use it as a savings plan to get a set amount of day-to-day savings that you pay back in equal portions from January each year, or use it as a flexible savings plan and only pay for what you’ve used interest free over 12 months.

Hospital Plan

Hospital Plan

  • A hospital plan that gives you more

  • Keep your contributions as low as possible

  • Complete peace of mind

Savings Plan

Savings Plan

Let us manage your day-to-day funds automatically.

  • Simplicity - you choose once and your monthly repayment will never vary.

  • One debit order every month.

  • No admin, we'll manage your day-to-day funds automatically.

Flexible Savings Plan

Pay for your day-to-day benefits when you need to use them.

  • You don't pay for day-to-day benefits until you use them. This could save you thousands every month.

  • You pay less without compromising on the quality of your benefits.

  • You are in full control over how much you pay for your medical aid.


Fedhealth gives you the flexibility to choose how much of your Fedhealth Savings powered by the MediVault you want to use (if any at all). Only pay for what you use!


MediVault annual cover

Total monthly contribution