These days, medical aid is a must – even for your clients who are young and healthy. Yet, when they’re still climbing the career ladder, the last thing they need is over-engineered medical aid that breaks the bank due to over-the-top benefits and add-ons they won’t need until later in life.

That’s exactly why Fedhealth’s flexiFED^Elect options are perfect for under-35s who want world-class cover relevant to their age. Elect is an excess option where your clients are willing to pay a R14 700 co-payment in the unlikely event that they do need a planned procedure at any private hospital of their choice.

Level up their protection with Fedhealth NexGen Gap Cover

If your clients don’t like the idea of a co-payment, we’ve got them covered! Fedhealth NexGen Gap Cover by Sanlam was exclusively created to complement flexiFED^Elect at the lowest possible price point.

From just R64 per month for individual members and R116 per month for families, Fedhealth NexGen Gap Cover will take care of flexiFED^Elect co-payments – plus do a whole lot more.

By combining a Fedhealth flexiFED^Elect option with Fedhealth NexGen Gap Cover, your clients can rest assured that they are protected on all fronts at a super-affordable rate.

Real-life example of what this means for a client:

• flexiFED 1 hospital plan costs: R2 201 p/m
• flexiFED 1^Elect hospital plan costs: R1 716 p/m

The member enjoys a saving of R485 per month by switching to Elect.

Since Fedhealth NexGen Gap Cover costs R64.90 per month, the member can still save R420.10 per month AND be covered for the co-payment in case he/she needs a planned hospital procedure!

Some extras to sweeten the deal

Fedhealth NexGen Gap Cover also includes great value-added benefits, including a CT scan and MRI co-payment benefit, a casualty ward co-payment benefit and a sports injury and accidental casualty benefit.

Here’s what Fedhealth NexGen Gap Cover offers your clients:

• Penalty co-payment benefit: R14 700 for members on Elect in the event of a planned procedure at any private hospital. This benefit is available once per year.
• MRI and CT scan co-payment: A maximum of R3 890 will be paid out to cover the co-payment of an MRI or CT scan (once per year).
• Casualty ward co-payment contribution: A maximum of R800 will be covered once per year for accidental injury that necessitates the member to receive emergency treatment in a casualty ward.
• Sports injury accidental casualty for appliances, external accessories and orthotics: A maximum of R1 600 per annum will be paid out for appliances, accessories or orthotics (e.g. crutches or moon boots) provided by a casualty ward in the case of a sports-related accident.

Fedhealth’s flexiFED^Elect options already offer the best protection for young, healthy movers and shakers who are making their way up in the world. Combine it with the new Fedhealth NexGen Gap Cover, and your clients have the complete package for affordable medical aid that doesn’t skimp on delivering the benefits they really need.

Visit fedhealth.co.za or speak with a Sanlam Health Consultant for more information.