myFED

myFED

Previously uncovered employees

From R 916

Protecting your health doesn’t have to break the bank. If you’re the breadwinner in your family and taking care of others, you’ll know that looking after their health (and yours) is vital. myFED is an affordable (salary-banded) medical aid cover option for employees who previously did not have medical cover

Product Structure

This refers to the procedures and treatments that take place in hospital which you’re covered for under this affordable medical aid option.

• For your peace of mind, there’s no overall annual limit for network hospitalisation.
• We cover maternity unlimited at PMB level of care. You’ll have a R11 500 co-payment on elective C-sections.
• Network GPs and specialists are covered unlimited at cost.
• Non-network GPs, specialists and other healthcare professionals are covered up to 100% of the Fedhealth Rate (limited to R2 200 per beneficiary per year).
• On this option, we cover oncology up to PMB level of care at a Designated Service Provider, subject to Level 1 treatment protocols. You’ll have a 40% co-payment if you don’t use a DSP.

 

On this option, you’re covered for the 26 PMB chronic conditions. This is subject to a basic formulary using our Designated Service Providers: Clicks, Dis-Chem, MediRite and Pharmacy Direct.

 

This benefit includes the tests and healthcare assessments that ensure that your health is on the right track.

• Your whole family enjoys a free flu vaccination per beneficiary every year.
• All members can undergo one HIV finger prick test at a contracted wellness network provider per year.
• We cover one Prostate Specific Antigen (PSA) per year for men aged 45 to 69.
• All members enjoy one wellness screening per year that includes BMI, blood pressure, finger prick cholesterol and glucose tests.
• All members enjoy one preventative screening by a contracted wellness network provider per year that includes waist-to-hip ratio, body fat %, flexibility, posture and fitness.

Fedhealth offers many extras to optimise your health even more, such as professional medical advice and a transport service when you need post-hospitalisation check-ups.

• All pregnant members and dependants can join the myFED Baby Programme.
• You have access to the Paed-IQ advice line for all your paediatric questions.
• We cover four consultations with a midwife in- and out-of-hospital under our postnatal midwifery benefit.
• We cover one test with an audiologist per infant up to the Fedhealth Rate.
• We cover oral and injectable contraceptives for women subject to the acute formulary.
• Phone our 24-hour toll-free Nurse Line for expert medical and health advice from qualified nurses.
• Our MediTaxi service transports you to follow-up medical treatments following a hospital stay (only certain regions).
• Use our USSD call-back service, SOS Call Me, to access Emergency Medical Services, the Fedhealth Nurse Line or MediTaxi – free of charge to you!
• With us, you can upgrade to a higher option within 30 days of a life-changing event, like a pregnancy or the diagnosis of a dread disease.

You enjoy benefits like unlimited visits at contracted nominated GPs under this benefit.