myFED

myFED

From

R1590p/m
When you’re a blue-collar worker and responsible for loved ones as a breadwinner, your health is your everything. myFED offers affordable (salary-banded) medical aid cover for lower income, previously uncovered workers so they can continue looking after their families while staying healthy.

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Not sure this is the one?

See what plan works best for your entire family

Tell us a bit about your family’s medical requirements and we will recommend a plan that will work best for you

Type of Plan

Here’s where Fedhealth is truly unique: we let YOU choose how to pay for your day-to-day savings.

Choose how you pay for your day-to-day benefits and which hospitals you want available to you

Hospital Plan

More info
This plan provides cover for hospitalisation,
ensuring you're protected during medical
emergencies. However, for day-to-day benefits
like dentist visits or medications, you'll need to
pay from your pocket.

Get in-hospital cover, but pay for day-to-day expenses like medication at the pharmacy yourself.

This keeps your contributions as low as possible.

Savings Plan

More info

Pick a Savings Plan to enjoy the
benefits of a traditional medical
savings account.
This is solid
hospital cover with an additional
amount added to your premium to
cover your day-to-day expenses,
such as a specialist visits or blood
tests.

We give you an annual pool of funds for day-to-day expenses upfront. It’s already added to your monthly contribution.

Since Fedhealth pays more from Risk, your day-to-day benefits tend to go further with us!

Flexible Savings Plan

More Info

A Fedhealth innovation! A Flexible
Savings Plan is for you if you want
mostly a hospital plan, but like the
idea of having a day-to-day back-up
plan. Make transfers from your
MediVault to your Wallet to pay for
antibiotics at the pharmacy or a
physio visit. You only pay for what
you use – interest-free over 12
months.

Unique to Fedhealth! This is a day-to-day back-up plan in case you need it.

You only pay for the day-to-day savings you use – interest-free over 12 months.

Let’s say you only get sick once in the year, or hurt.
You’d only want to pay for the medical savings you need to cover this one event, right?

Here’s how it would work:

  1. You’d need R600 worth of medication for this one-time flu.
  2. Simply transfer the R600 from your MediVault to your Wallet to pay for this medication.
  3. The R600 you used is divided into 12 equal payments and added to your monthly premium in order for you to pay it off.

In summary:
You spent R600 of your Savings:
R600 / 12 = R50 pm

Added to your monthly payment:
E.g: R1 716 + R50 = R1 766 p/m for the rest of the year

Instead of paying R2 000 p/m for traditional savings, you only spend the R50p/m to pay back what you’ve used.

Hospital Discount Structures

flexiFED 1 Network

Full cover at network hospitals

Elect Hospitals

Full cover at private hospitals with co-payments for elective surgery

25% discount on your premium

Need more detail?

Benefits we cover

In Hospital Cover

*Available at network GP’s & specialists

Chronic Benefits

*Basic formulary and the Medicine Price List (MPL) apply.

Screening Benefits
Additional Benefits

Your day-to-day benefits

You enjoy benefits like unlimited visits at contracted nominated GPs under this benefit.

Want to speak to a professional?

Our friendly staff will assist with any queries

Frequently asked questions

You may also be interested in

myFED Contributions

Highest household income per month

Member

Adult Dependant

Child Dependant

1 - 6 251

R1 590

R1 590

R677

6 252 - 8 550

R1 622

R1 622

R750

8 551 - 10 219

R1 935

R1 681

R946

10 220 - 12 622

R2 713

R2 368

R1 041

12 623 - 14 426

R3 448

R2 842

R1 347

> 14 427+

R4 676

R4 260

R1 782

Having trouble choosing ?

Want to check out other plans?

See what plan works best for your entire family

Tell us a bit about your family’s medical requirements and we will recommend a plan that will work best for you

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